The media whispers about the “Silver Tsunami”—a coming wave of retirees, wealth transfer, and caregiving strain.
Here’s the unfiltered truth from a financial planner on the front lines:

This isn’t a ripple. It’s a tidal wave bearing down on American families, overwhelming finances, courts, and healthcare systems. I’ve witnessed fractured households, evaporated savings, and people broken by circumstances. Many believed they were prepared. Most were blindsided.

You don’t have to face this alone. That’s why I created Clarity Before Crisis and the resources on this site. My goal is to give families the tools and guidance I wish mine had when we were navigating illness, caregiving, and loss.

Beyond Financial, Legal, and Healthcare Guidance for Aging, Caregiving, and Family Legacy

Here’s what you can do while you’re here:

Preview the book. Download the foreword of Clarity Before Crisis and see how it sets the stage for aging and caregiving conversations that matter.
Access free guides. Practical checklists and worksheets you can start using right away to get organized and ease overwhelm.
Order the book. Get your copy of Clarity Before Crisis and begin preparing your family with clarity and confidence.
Schedule a consultation. If you’d like a personal conversation, you can meet with me one-on-one to talk through your family’s unique situation.

This site was designed as a place of support and preparation — a space where you can take a deep breath, gather resources, and feel equipped for what lies ahead.

Buy The Book

Quotes from the Book

“The finish line may be in sight, but how you cross it matters. More than money or possessions, what you leave behind can be order instead of chaos, peace instead of pressure, love instead of division.”

“It was never just about the money. Money matters—but clarity matters more. Without it, even great wealth can leave a trail of crisis. With it, even modest means can create peace, direction, and blessing for generations.”

“Peace doesn’t arrive by accident. It comes from preparation, presence, and advocacy.”

“Even with good preparation, the weight of loss is heavy. But preparation can bring a measure of clarity—one less thing for your family to fear, one less storm to face alone.”